4.99 AVERAGE RATING
You pay $0
in closing costs
Our Mission Is Simple:
Make Home Ownership Affordable Again
We are defined by our client’s success!
Here are a few.
That’s what buyers are paying on top of their down payment.
What if I told you that you don’t actually have to pay this?
One of my clients had been saving for years. They finally had enough for a down payment, but when they sat down with their lender, they got hit with a number they weren’t expecting—$18,500 in closing costs.
It felt like a gut punch. That extra expense pushed their dream just out of reach… until they found us. Seeing how many buyers were struggling with the same issue inspired us to create this program—so more people could achieve homeownership without the extra financial burden.
We restructured their deal, and instead of coming up with more cash, their closing costs covered. Today, they’re a homeowner—with money left over to furnish their place.
That’s what buyers are paying on top of their down payment.
What if you didn’t have to?
✅ We structure your deal so your closing costs are covered.
✅ Instead of paying thousands upfront, the seller or builder covers them for you.
✅ Most realtors don’t even talk about this—because they don’t structure deals this way. We do.
You will need to meet the minimum credit score of 580 or above to best use this system to help you get to closing.
You will need to have a household income of around $70,000 or above to make this work in its best form and function.
💰 Our Guarantee:
Your Closing Costs? Covered.
✅ 100% of closing costs covered—no exceptions.
✅ No pushy realtors. You shop on your own time.
✅ No extra fees. No hidden costs.
✅ Just a seamless buying process.
• A seamless, custom home-shopping itinerary—built just for you.
• We negotiate the deal so you don’t pay a dime in closing costs.
• We handle everything from contracts to closing.
• You focus on picking the home you love—we take care of the rest.
We maximize builder incentives when applicable, but this program works for ALL buyers.
This is NOT a builder-exclusive program.
It applies to both new construction and pre-owned homes.
The strategy is different depending on the home type, but the result is the same:
You pay $0 in closing costs.
Closing Costs Covered provides you with the most accurate numbers and walks you through exactly what each one means.
We offer local-market insights and customized consultation based on years of experience and expertise.
From down payments and mortgages to inspections, offers, and closing expectations, we guide you through every aspect of the transaction.
Once you’ve reviewed all the options, we empower your decision-making—so you’ll feel 100% confident and ready to close.
Buying a new home is an exciting journey, and we’re here to make it even easier! Fill out the form below to see if you qualify for our Closing Costs Covered program. This exclusive offer helps reduce your out-of-pocket expenses, so you can focus on settling into your dream home. Simply provide a few details, and our team will be in touch to guide you through the next steps. Don’t miss out on this amazing opportunity—start saving today!
“The reviews below are from real clients who have trusted me with their home buying and selling needs. Their experiences reflect my commitment to exceptional service, market expertise, and a seamless real estate journey. I take pride in helping clients achieve their goals, and their feedback speaks to the dedication and results I strive for in every transaction.”
Zack and Lora made our home-buying experience seamless and stress-free. Honest, trustworthy, and truly the best, they went above and beyond to find us the perfect home. Their professionalism, patience, and dedication were unmatched. If you’re looking for top-notch realtors who genuinely care, look no further. Highly recommend!
Working with Zack & Lora was an absolute pleasure from start to finish. Their professionalism, knowledge, and dedication made the home-buying process smooth and stress-free. They took the time to understand what I was looking for and went above and beyond to find the perfect home for me. Their attention to detail, prompt communication, and genuine care for my best interests truly set them apart. I couldn’t have asked for a better experience, and I highly recommend Zack & Lora to anyone looking to buy or sell a home!
Zach & Lora, are hands-down, the best agents in the area. Not only are they highly informative and have incredible knowledge of their homes, they create the most stunning, engaging, and informative content. Whether you are buying or selling, Zach & Lora have the skills to get the job done like you've never imagined. You can always reach out if you have any questions because they are more than happy to assist you. Zach & Lora, thank you, and keep up all the awesome work!
These guys were awesome with us. We came in on a tight deadline and they really delivered. They had an idea of our needs and put that first, talked us through pros and cons and weren’t focussed on making the sale but instead helping us find our dream home. We’ve recommended them to friends; working with them on our second home and are now two of my favorite people!
Working with Zack and Lora has been an incredible experience! Their knowledge and dedication to their clients are truly unmatched. They embody the phrase “where there’s a will, there’s a way” with their out-of-the-box thinking and problem-solving skills. Their passion for real estate and commitment to getting results make them stand out in the industry. Anyone looking to buy or sell in Dallas would be in great hands with them!
Quick answers to many questions you may have…
We negotiate directly with sellers, builders, and lenders to structure deals where your closing costs—typically between $13,000 and $30,000—are completely covered. Instead of you paying out of pocket, we make sure that cost is absorbed through strategic negotiations, builder incentives, or lender credits. The result? You walk into your new home without the usual upfront cost barrier.
Almost every homebuyer qualifies. Whether you’re buying your first home, upgrading, or relocating, we’ll find a way to get your closing costs covered. If you’re working with a builder, we maximize builder incentives to make this happen. If you’re buying pre-owned, we negotiate with the seller and lender to structure the deal so you bring as little to closing as possible—often $0.
All of them. Most buyers save between $13,000 and $30,000. We don’t just ‘help’ with closing costs—we guarantee they are covered.
Nope. No gimmicks, no fine print. Our entire goal is to eliminate a major financial barrier for homebuyers. The way we structure deals ensures that you’re not paying extra elsewhere.
Yes! You’re free to use any lender you want. However, some builders offer additional incentives when using their preferred lender. If that’s the case, we’ll help you weigh the pros and cons to ensure you’re getting the best overall deal—not just on closing costs, but also on your interest rate and loan terms.
You get to focus on picking the home that you love and we take care of the rest. Most home shoppers don’t even know that this is an option, but we do this every day!
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